3/2, 1.5 ACRE. FOR SALE BY OWNER, OWNER FINANCE - real estate - by owner - apartment real estate sale - craigslist (2024)

CONTACT - - - hit reply to email Keith Griffith for showing and/or to discuss more information about the financing.

We prefer an all-cash purchase or the buyer to independently finance the purchase with conventional financing. However, we are willing under certain conditions to assist the seller in purchasing this home. See below.

Seller assisted financing terms: Below are the two scenarios whereby the seller can help the buyer purchase the property.

#1 LEASE OPTION SCENARIO - MINIMUM OF 30,000 DOWN.
This $30,000 down is a way that the buyer can lock in a purchase price and terms. But this option can only be utilized if the buyer knows they are going to come into a large amount of cash in the near future which would enable them to move into a tier level in option #2 below or cash out the seller completely.

#2 OWNER FINANCING SCENARIO - MINIMUM OF 60,000 DOWN.
Four choices below. The down payment amount sets the purchase price and the interest rate. The amortization schedule is negotiable. The amortization is a period in which a debt is reduced or paid off by regular payments over an agreed number of years, i.e., 5,10,15, 20, 30 years, etc. The shorter the number of years the higher the payment. However, the loan will need to be paid off within a negotiated 4 - 7 years (balloon payment). The loan will not have a prepayment penalty so it can be paid off earlier.

Downpayment - - - - - - - - Purchase price - - - - Balance due - - - - Fixed % rate
A 60,000 - - - - - - - - - - - - -177,000 - - - - - - - - 117,000 - - - - - - - - 6.6 %
B 80,000 - - - - - - - - - - - - -176,000 - - - - - - - - - 96,000 - - - - - - - - 6.4 %
C 100,000 - - - - - - - - - - - -175,000 - - - - - - - - - 75,000 - - - - - - - - 6.2 %
D 120,000 - - - - - - - - - - - -174,000 - - - - - - - - - 54,000 - - - - - - - - 6.0 %

These down payment amounts are the minimum for each tier level. Any other down payment amount above the minimum for the tier level will be accepted by the seller.

TOTAL Monthly Principal & Interest will be determined once the amortization is agreed upon.

2023 Real estate taxes $449 (annually). Homeowner’s Insurance $1,724 (annually). $1724 + $449 = $2,173 / 12 = $181 mo. The future anticipated monthly taxes and insurance will be added to your monthly payment and collected into an escrow account to pay the annual tax and insurance bills. Taxes and homeowners’ insurance amounts will vary yearly.

PROPERTY DESCRIPTION.
NEW ROOF paid $16,245. Triplewide w/ high & dry 1.585-acre lot, living room, lg family room, dining room, eat-in kitchen, lg master bedroom w/ bathroom suite - new double sink vanity, roman tub, and separate shower, three lg walk in closets. Split floor plan. New vinyl wood flooring throughout, new paint throughout, new doorknobs and doors, new 13 x16 rear wood deck. Nice front and rear porches. Updated breaker panels. Recent CLEAR 4-pt inspection. Recent 4-pt, wind mitigation, survey, and appraisal are available. Owner financing available – great terms offered. This home’s price per square foot is much lower than most of the comparable homes in this price range and it is in “move in” condition and has a 1.585-acre lot. Brand new state-of-the-art high school, nearby strip mall and grocery store have been proposed and it is expected they will be approved for development. There is a lot of other development in progress in E. Milton, it may be the next big boom town. Contact us today to get more info on this home!!

Additional Misc info:
Contact - Keith Griffith
Property – 10038 Charlois Rd, Milton Fl. 32583-9316
Santa Rosa County
Legal (Parcel A) A Portion of Parcel 327 Permenter’s Ponderosa Farms, Book 2895, Page 389
Parcel ID 01-1N-27-0000-00440-0000 PARCEL “A” PER OR 3346 PG 2037
Subdivision - Permenter’s Ponderosa Farms
Taxes - $ 449 annually
Type of Prop Detached single family
Construction - manufactured home - triple wide
Built – 1997
3 Bedrooms 2 full baths
First floor entrance w/ steps
No garage
No carport
Parking spaces – unlimited
Parking restrictions - none
Lot 1.585 acres
1,772 livable sf (gross is 1980)
No pool
Home faces south
Built - 1997
Liv rm – 23 x 14
Dine rm – 13 x 10
Kitchen – 13 x 13
Family rm – 13 x 20
Master Br – 14 x 14
Br # 2 – 12 x 13
Br # 3 – 13 x 10
Laundry rm – 8 x 8
Rear Patio wood deck – 13' x 16’
No rooms converted
Dining – Din / Liv rm combo and eat in kitchen
Master bath - separate tub & shower
Flooring – New vinyl wood flooring planks throughout
No pet restrictions
3 ceiling fans
Newer Roof 7-10-23- SCOTCHGARD tm PROTECTOR 25 yr Architectural Shingles
Appliances – frig, range, dishwasher, electric water heater
Interior features – fireplace (currently capped off), roman tub, 3 walk in closets, split floor plan
Windows – blinds throughout
Central air / heat
City water
Septic tank
No mortgage – free and clear
No maintenance fees
Lot frontage 209’, depth 330’, zoning AG-RR, farm animals welcome.

East Milton Directions - from downtown Milton Blackwater River Bridge, head east on SR 87 - go 7.1 miles and turn right onto S. A. Jones Rd. Contact Keith Griffith for further directions.